Reflective
Journal 1
Topic :
What have you learnt from the first 3 lectures ?
In first
lecture with the topic “ Introduction to Quantitative Methods & Mathematics
of Finance : Simple Interest & Compound Interest “ , I have learnt about
what QM actually is, how to use the formula in this subject. Simple interest is
a formula that use to find how much interest that can be earned by multiple the
amount that you have invested with the interest rate and also with the period
of time. Compound interest is a formula which your interest will become higher
each time by accumulate the amount of interest that you have plus with the loan
that you lend.
For the
second topic “ Mathematics of Finance : Future Value Annuity & Present
Value Annuity”, I learnt about how much money that I earn in the future that
have been calculated with the periodic payment, interest rate per period and
the total amount of payment which is called as Future Value Annuity. As for the
Present Value Annuity is how much money that I should deposit now in order to
have much money in future by calculate the periodic payment with the compound
interest rate per period and number of periods.
“Linear
Programming” is the third lecture that I have learnt. It is about how we can
solve an equation by finding the value of two variables, solve the linear
equations, learn how to draw a graphic for the inequity linear.
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